BSN MyRinggit-i (Hajj, Umrah & Pilgrimage)
Pay | Profit Rate | Max. Financing Amount | Total payment |
RM 858 / mth | 2.91% p.a. | RM 400,000 | RM 10,291 |
Pay | Profit Rate | Max. Financing Amount | Total payment |
RM 858 / mth | 2.91% p.a. | RM 400,000 | RM 10,291 |
“Applying for a loan with BSN felt like I was waiting for a bus that never comes. I submitted my documents a month ago, and until now, no news! I called them 10 times and each time they just say ‘we’re still processing’! Come on lah, how long to process a simple loan? This is beyond ridiculous. BSN should be embarrassed with this kind of service.”
“Went to BSN for a business loan consultation, and the staff was so clueless. First, she gave me the wrong forms, then told me to fill in the wrong details. I had to correct her mistakes the entire time! Every question I asked, she looked at me like I was speaking alien language. If you need a loan and want any chance of getting it right, do yourself a favour and go to another bank. BSN? Never again!”
“BSN is so shady! They approved my business loan, but when I checked the terms, the interest rate was WAY higher than what they told me during the application. I went back to ask them why, and they said ‘oh, that was a mistake’! What kind of mistake is that? That’s a major screw-up! They’re just out to rip you off. Don’t believe their so-called low rates, it’s all a lie!”
“I thought BSN would be a good choice for my personal loan because they advertise it as ‘easy repayment’—but when I tried to make some adjustments, they said it’s not possible. ‘Take it or leave it,’ they said. What kind of service is this? No flexibility at all. After I got the loan, I realised I was stuck with the worst repayment schedule, and they wouldn’t even try to help me adjust it. I’ll never use BSN again, period.”
i used BSN so far no problem. Reason i opened my account with bsn : their branches everywhere in perlis, bsn got branches in Kangar, Arau, Padang Besar, SImpang Empat and Kuala Perlis. easy for me to deposit money
Try to call them when you need something. High chance transfer here and there in the end reach same initial person who transfer your call…
only use bsn for this lucky draw
of course bank rakyat….saya mesti pilih…
BSN offers Islamic Financing for individuals planning for Hajj, Umrah, and Ziarah. This financing is designed to provide funds for religious travel with competitive profit rates.
Feature | Details |
---|---|
Profit Rate | 2.91% p.a. to 3.19% p.a. depending on the loan amount and tenure |
Financing Amount | Minimum: RM10,000 Maximum: RM400,000 |
Repayment Period | Flexible, based on loan amount and financing needs |
Processing Fee | No processing fee |
Stamp Duty | As per the Stamp Act 1949 (Amendment 1989) |
Other Fees | Wakalah Fee: RM30 Cash Protection-i (optional): RM318 Annual Statement Fee: RM10 |
Late Payment Fee | Based on Ta’widh (Compensation) |
To apply for the BSN MyRinggit-i, you will need to submit the following documents:
For a loan of RM10,000 over 1 year:
This financing option is ideal for those planning to go on religious pilgrimages like Hajj, Umrah, or Ziarah, offering flexible repayment terms and competitive rates.