Alliance Bank CashFirst Personal Loan
| Pay | Profit Rate | Max. Financing Amount | Total payment |
| RM 875 / mth | 5.37% p.a. | RM 250,000 | RM 10,537 |
| Pay | Profit Rate | Max. Financing Amount | Total payment |
| RM 875 / mth | 5.37% p.a. | RM 250,000 | RM 10,537 |
I used the CashFirst Personal Loan to consolidate my credit card debts, and it was a lifesaver. The process was smooth, and my monthly payments are now manageable. Thumbs up to Alliance Bank!
While the loan approval was fast, the interest rate was a bit higher than expected for my DSR. It’s a decent option, but I would suggest shopping around for better rates if you’re not in a hurry.
Good, But Watch the Penalty Fees… I appreciate the transparency and service, but I missed one payment, and the penalty fee was quite high. Make sure to pay on time to avoid extra charges.
The loan itself is fine, but the documentation process felt a bit tedious. It took longer than I expected to get the funds. Good customer support, though.
Alliance Bank loan ah? So-So Only la ~ The loan itself ok lah, but the processing time felt a bit slow. Took about 1 week to get the funds. Customer service very nice, though.
Interest Rate
Alliance Bank offers attractive interest rates starting from 4.99% p.a., depending on your loan amount and repayment period.
| Borrow Amount | Loan Period | Minimum Income | Interest Rate |
|---|---|---|---|
| RM5,000 – RM300,000 | 12 months | RM36,000 | 4.99% p.a. |
| RM5,000 – RM300,000 | 24 months | RM36,000 | 5.99% p.a. |
| RM5,000 – RM300,000 | 36 to 48 months | RM36,000 | 9.99% p.a. |
| RM5,000 – RM300,000 | 60 to 84 months | RM36,000 | 11.18% p.a. |
| RM5,000 – RM300,000 | 60 to 84 months | RM36,000 | 16.68% p.a. |
Note: The final rate is subject to the bank’s assessment and approval.
Malaysian citizens aged between 21 to 60 years can apply for the Alliance Bank CashFirst Personal Loan, provided they meet the following income criteria:
You can use the Alliance Bank CashFirst Personal Loan for a variety of purposes, such as:
Alliance Bank processes applications within 2 to 3 working days, and disbursement can be done as quickly as within 24 hours for approved applications under the Same Day Cash feature.
To apply for this loan, you will need the following documents:
If you have a poor credit history due to missed payments or outstanding debts, Alliance Bank may still consider your application if you show evidence of improved financial management. The bank will assess your eligibility based on your current credit standing, and your credit report will be reviewed via CCRIS and CTOS.
To apply for Alliance Bank CashFirst Personal Loan, follow these steps:
With Alliance Bank CashFirst Personal Loan, you can enjoy competitive interest rates, no collateral required, and the chance to earn cashback on your interest payments. Apply today to take control of your financial future!