RHB Personal Financing

Pay Profit Rate Max. Financing Amount Total payment
RM 893 / mth 7.19% p.a. RM 150,000 RM 10,719
2.6
2.6 out of 5 stars (based on 10 reviews)
Excellent30%
Very good0%
Average0%
Poor40%
Terrible30%

No Title

December 15, 2024

Good service. if anyone want to take asb loan, please find syafira @ RHB Bank Taman Indah. she’s a good advisor.thumbs up!!

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SHARIFAH

No Title

December 15, 2024

Frustrating experience. Called RHB because wanted to go online but seem the website unable to login for 2 days. It is just housing loan statement I need for my tax purpose. I have a current account but never use as it is a requirement to get the housing loan. The unfriendly & unhelpful staff who attended to me asked me when is the last time I login and I don’t remember as I never use it. So she just told me sorry unable to help as can’t give her the answer. I have given her all my info…. Name, NRIC, address, payment mode, payment amount, payment method…… what else she want. So ridiculous. Pls treat your customers fairly.

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Mae.W

No Title

December 15, 2024

Urusan loan kat sini mmg slow…asal dpt prospect je…. Staff sgt xmembantu

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kinta kinte

No Title

December 15, 2024

Pn Fatima (Kota Damansara ) sngat mmbantu dr mula sy dptkn loan shngga habis bayar beliau sngt informative dn mmng beliau appreciated customer..stiap prsoalan dijawab tanpa sikap bongkak👍recommended. TQ …

Avatar for Mazlinda Linda
Mazlinda Linda

No Title

December 15, 2024

One of the worst bank. Scammer. Been applied for flexi housing loan here. Extra Money being deducted from withdrawal account and can’t tell what and why. Statement not showed!! Called to bank and the customer service can’t tell at All!!!

Avatar for Destinee Oh
Destinee Oh

No Title

December 15, 2024

The best service by Ms. FATIMAH , very trusted person.. Very efficient in handling all enquiries, reply on time and manages my approval WITHIN half days.. Prefectly done every. 10/ 10 to Ms. FATIMAH.. Plz keep up your good work.

Avatar for Thurga.D
Thurga.D

No Title

December 12, 2024

First time apply RHB Easy Personal Loan ni, memang kecewa la. Process untuk lulus lama gila, kena tunggu berhari-hari baru dapat jawab. Bila saya tanya customer service pun, lambat sangat respond. Plus, interest rate yang dorang bagi agak tinggi, jadi saya rasa bayar lebih dari yang saya expect. Kalau korang tak ada pilihan lain sangat, baru ambil. Kalau tak, better cari yang lain. 😞

Avatar for Ahmad Zaki
Ahmad Zaki

No Title

December 12, 2024

This RHB Easy Personal Loan is honestly quite a letdown. The approval was slow, and the process was more complicated than I thought. The interest rate is high, and now I’m stuck with higher monthly payments than I was expecting. Customer service wasn’t very helpful, either. When I called to ask about the loan, they took forever to get back to me. Not a smooth experience at all. If you need fast cash, this isn’t the best choice. I won’t be recommending it anytime soon. 😔

Avatar for Johan Iskandar
Johan Iskandar

No Title

December 12, 2024

The whole experience with RHB Easy Personal Loan was disappointing la. First, the process took longer than expected, and then the customer service was not helpful at all. When I had questions, they didn’t reply fast enough, and I had to chase them for updates. Plus, the loan interest rate is high, and I feel like I’m paying way too much in interest compared to other options. It wasn’t worth the hassle, to be honest. You can find better loans out there with lower rates and better service. 😞

Avatar for Razak Ismail
Razak Ismail

No Title

September 19, 2024

Not a good loan service for me, I think its quite bad experience for me, I can’t understand why my their banker are so dumb, and giving me some useless information to me. The thing is their interest rate are higher than other bank, the document request are more than other bank, fuckyou rhb bank

Avatar for Arzul
Arzul

RHB Personal Financing ( RHB Easy Loan )


Key Loan Details:

Borrow Amount Financing Period Interest Rate
RM2,000 – RM150,000 Up to 7 years From 7.19% p.a.

Key Features:

  • Approval Duration: Within 10 minutes – Fast and hassle-free approval process.
  • Loan Amount: Up to RM150,000.
  • Maximum Tenure: Up to 7 years.
  • Affordable Repayment Plan: Monthly payments tailored to your financial capability.

Eligibility Criteria:

  • Employment Type: Salaried, self-employed, commission earners.
  • Age: 21 – 55 years old.
  • Min. Monthly Salary: RM1,500.
  • Linked Bank Account: A linked bank account is required for disbursement.

Required Documents:

  1. NRIC: Copy of IC (front and back).
  2. Salary Slip: 1 month’s payslip (for salaried employees) or 6 months of commission earnings.
  3. EPF Statement: Latest 12 months of EPF statement.

Fees & Charges:

  • Processing Fee: Free.
  • Stamp Duty: 0.5% on the approved loan amount.
  • Late Payment Charges: 1% p.a. on the outstanding balance.

Loan Calculator Example:

For an applicant borrowing RM2,000 for 1 year with a monthly salary of RM1,500:

  • Monthly Payment: RM179.
  • Interest Rate: 7.19% p.a..
  • Total Interest Payable: RM144.
  • Total Repayment: RM2,144.

Additional Information:

  • Fast Approval: Get approved within 10 minutes.
  • Flexible Financing: Financing amounts up to RM150,000 with flexible repayment terms.
  • Debt Consolidation: RHB also offers this product as an option for consolidating debts, making it easier for you to manage finances.

This summary offers an overview of RHB Personal Financing, emphasizing its fast approval, affordable repayment options, and accessibility for various types of income earners. It’s ideal for those seeking immediate and flexible financing solutions.