Hong Leong Personal Loan
| Pay | Profit Rate | Max. Financing Amount | Total payment |
| RM 917 / mth | 10.00% p.a. | RM 150,000 | RM 11,000 |
| Pay | Profit Rate | Max. Financing Amount | Total payment |
| RM 917 / mth | 10.00% p.a. | RM 150,000 | RM 11,000 |
is the number still working? been calling for the pass few days but no one pick up, i have called alternate hours and each time 15 to 20 times. is the bank closed down?
Saya telah berkunjung ke hong leong bank caw nilai untuk pengeluaran ASB dan pinjaman asb, saya sangat berpuas hati dgn Puan Shikin. Begitu yakin dan jelas dengan penerangan serta syara …
The Bukit Tinggi Hong Leong Bank branch is my best bank serving me in all my banking needs.
My Housing loan. Car Loans. Credit cards and Insurance coving for my is family ,
My housing UNDER MSIG serve me well
I get personal greeting in HLB Branch and the retail staff are very friendly.
Customer service Ms Shannen Soh
Personal Loan Ms Jacqueline Swee
and Proirity banking Ms Hui Li are outstanding .
Had a good experience on getting a personal loan from the Bank. Sreya Deborah was especially helpful, courteous and polite throughout the loan application process as I was constantly kept updated.
Approached HLB for personal loan application and it was the bank that provided me with the best rates. I was served by Mr Ashok and he is def the guy to go to if you need any loan application. He followed up with my case very very closely and made sure I got the rates that was the best. This is so far the best experience tht I have had with a bank officer.
Hong Leong’s Islamic Personal Financing-i is a Shariah-compliant loan designed for individuals with low income. It provides financing with affordable repayment terms and a fixed interest rate.
| Feature | Details |
|---|---|
| Profit Rate | 10.00% p.a. (Fixed at 1.00% per month) |
| Financing Amount | Minimum: RM5,000 Maximum: RM150,000 |
| Approval Duration | Up to 2 business days (48 hours) |
| Repayment Period | Maximum financing tenure is 7 years |
| Example | Loan Amount: RM5,000 Monthly Repayment: RM458 Total Payment: RM5,500 |
| Total Profit Payable | RM500 (for RM5,000 loan) |
| Late Payment Charges | 1% on the outstanding loan amount |
| Early Settlement | Not available |
| Debt Consolidation | Not available |
| Fee | Amount |
|---|---|
| Processing Fees | RM15 |
| Stamp Duty | 0.5% of the loan amount |
| Late Payment Charges | 1% of the outstanding loan amount per annum and arrears |
For a RM5,000 loan over 1 year at 10% p.a. (1% per month):
Hong Leong’s Islamic Personal Financing-i is ideal for individuals looking for an affordable personal loan, with fixed interest rates and flexible terms. It is suitable for those who meet the minimum salary requirement of RM2,000, and the loan approval process is quick, within 2 business days. However, note that early settlement is not available, and there is a processing fee of RM15.
| Borrow Amount | Financing Period | Minimum Income | Interest Rate |
|---|---|---|---|
| RM5,000 – RM250,000 | Up to 7 years | RM2,000 | 5.00% p.a. – 7.00% p.a. |
Note: Final rate is subject to bank assessment and approval.
This format summarizes the key details of the Hong Leong Personal Loan, making it easy to reference the loan’s terms and conditions.