MCCM Resources Ambank Islamic Personal Financing (Government Servant)
Profit Rates Based on Financing Amount & Tenure:
| Borrow Amount |
Financing Period |
Profit Rate |
| RM5,000 – RM200,000 |
1 to 10 years |
3.60% p.a. – 4.45% p.a. |
Note: Final rate is subject to Ambank’s approval.
Key Highlights:
- Profit Rate: From 3.60% p.a.
- Financing Amount: Up to RM200,000.
- Repayment Period: 1 to 10 years.
- Fast Turnaround Time: Approval typically within 2 weeks.
- Low Interest Rates: Competitive profit rates starting at 3.60% p.a.
- Eligibility for GLC Employees: Employees of selected GLCs can apply.
Profit Rate:
- Starting from 3.60% p.a., depending on loan amount and tenure.
Key Features:
- Min. Financing Amount: RM5,000.
- Max. Financing Amount: RM200,000.
- Repayment Period: Flexible, from 1 year to 10 years.
- Eligibility: Available to permanent government employees, statutory bodies, and employees of selected GLCs (excluding the army).
- Financial Background: Applicants with high external commitments, blacklists, CCRIS/CTOS, or AKPK are also acceptable.
Fees & Charges:
- Late Payment Charges: N/A.
- Annual Fee: N/A.
Eligibility:
- Age Requirement: 18 to 58 years old.
- Min. Monthly Salary: RM1,500.
- Employment Eligibility: Permanent government employees, statutory bodies, and employees of selected GLCs (excluding the army).
- Financial Background: Applicants with high external commitments, blacklists, CCRIS/CTOS, or AKPK are also eligible.
Required Documents:
- NRIC: Copy of NRIC (front and back).
- Payslip: Latest 3 months of payslips.
- Bank Statement: Latest 3 months of bank statement (if not an Ambank customer).
- Confirmation Letter: A confirmation letter from your employer.
- Application Form: A full set of application forms and agreements.
- Angkasa Form (Blue Form) or Letter of Authorization: To authorize salary deduction.
Who Can Apply?
- Malaysian Citizens.
- Permanent Government Employees.
- Employees of Statutory Bodies and Selected GLCs (excluding the army).
How Fast Can I Get the Loan?
- Approval Time: Typically within 2 weeks.
How to Apply:
- Complete the Ambank Islamic Personal Financing application form.
- Submit the required documents.
- Submit the application for processing.
This format summarizes the essential details of MCCM Resources Ambank Islamic Personal Financing, ensuring clarity on the loan terms, fees, eligibility, and the application process.
