| Pay | Profit Rate | Max. Financing Amount | Total payment |
| RM 868 / mth | 4.10% p.a. | RM 400,000 | RM 10,410 |
A Maybank Personal Loan offers a convenient and flexible way to secure a cash advance without requiring a guarantor or collateral. It provides high financing limits and waives processing and document stamping fees.
If you need funds urgently, Maybank can process and approve your loan application swiftly—potentially within 48 hours, provided all necessary documents are submitted. Once approved, the loan amount is transferred directly into your Maybank Current or Savings Account.
You can borrow between RM5,000 and RM100,000, subject to a credit assessment based on your repayment ability, assets, and liabilities. The repayment tenure is flexible, ranging from 2 to 6 years.
Important Note: Once you apply for a Maybank Personal Loan, your application is treated as acceptance of the offer. For example, if you apply for RM50,000 but Maybank approves only RM25,000, you must accept the approved amount and cannot cancel the agreement.
Your loan repayment starts the following month after the funds are disbursed. Monthly instalments can be paid through:
You can settle your loan early, but timing matters:
Maybank offers an optional insurance plan, the Personal Care Insurance Plan, to cover your outstanding loan balance in case of unforeseen circumstances during the loan tenure. While not mandatory, it is recommended for added peace of mind.
If you are blacklisted or have a poor credit history, Maybank assesses your credit standing via CCRIS and CTOS. These systems record your credit activity rather than blacklist borrowers.
To improve your chances of approval:
By showing financial discipline, you increase the likelihood of Maybank approving your loan application.
