Public Islamic Bank BAE Personal Financing-i

Pay Profit Rate Max. Financing Amount Total payment
RM 867 / mth 3.99% p.a. RM 150,000 RM 10,399
2.4
2.4 out of 5 stars (based on 14 reviews)
Excellent14%
Very good14%
Average7%
Poor22%
Terrible43%

No Title

November 20, 2024

The entire loan process was super smooth. Public Bank approved my loan quickly, and the customer service was excellent. The staff explained everything in detail, and I had no problems at all. Very happy!

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Pika

No Title

November 20, 2024

I’m very happy with my loan from Public Bank. The process was quick and transparent. There were no hidden fees, and the interest rate was fair. I got the funds on time and had no issues. Highly recommend!

Avatar for Meera
Meera

No Title

November 20, 2024

The application was straightforward, and I didn’t encounter any problems. I had the loan approved within a week, and everything was explained well. The only downside was the slightly higher interest rate, but otherwise, it was good.

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Jerry

No Title

November 20, 2024

Public Bank processed my loan quite quickly. The staff were friendly, and everything was clear. The only issue was the interest rate, which could have been lower, but overall, it was a positive experience.

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Min

No Title

November 20, 2024

I got the loan approved quickly, but the interest rate was a little high compared to other options. Everything else went smoothly, though. Would recommend if you’re okay with a higher rate for convenience.

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Gigi

No Title

November 20, 2024

I applied and submitted everything, but the approval took more than 10 days! For a big bank like this, I expected faster service. I was really frustrated by the delay, but they did eventually approve the loan.

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Tia

No Title

November 20, 2024

Everything seemed okay until I saw the many conditions attached to the loan. It wasn’t as straightforward as I thought. There were a lot of hidden terms and conditions that I had to go through before signing.

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Chai the flash

No Title

November 20, 2024

I had questions about my loan, but the customer service wasn’t helpful at all. I felt like they didn’t care about my concerns. Just not the level of service I expected from a big bank like Public Bank.

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Danny

No Title

November 20, 2024

Public Bank’s interest rate is way too high for a personal loan. They make it sound like a good deal at first, but when you read the fine print, it’s just too expensive. I regret taking this loan.

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Joey Sim

No Title

September 19, 2024

I want to settle the outstanding balance in my housing loan and close the loan account with PBB. I checked with the loan department in kuching but noone can give me the exact ADVICE in regards to the amount owe, liability (if any), and any other details i should be aware of as a customer. I was told to check with my Developer instead and write in to PBB to officiate the process.

Bank is the disbursement party and I owe the bank not the developer. Therefore, as a customer, PBB should be the one who has all the access to the loan record.

I am keen to bring this up to a Bank Negara’s contact to file a case on such appalling response.

Is there anyone in the PBB HQ to manage such matter where I can be direct to a right Loan Head? Thanks and appreciates this!

Avatar for Angetan
Angetan